Privacy policy

Using Mosey without an account

You can create groups, add expenses, split them, and settle up with no account and no network connection. In that mode your data is stored only on your device, and we have no copy of it and no way to see it. Deleting the app deletes the data.

What we collect when you sign in

Receipt scanning

When you scan a receipt, the photo is sent from your device to our server, which forwards it to OpenAI to read the line items, prices and total. Only Pro users can scan; the feature is blocked before the camera opens otherwise.

We do not store the image. It is held in memory only for as long as the request takes and is written to no database, no file store and no log. What we keep is the extracted text — the item names, prices and merchant name — because that becomes the expense in your group.

OpenAI processes the image on our behalf as a service provider under their API terms. We ask them not to retain it, we do not use your receipts to train any model, and we do not send them anywhere else.

Share links

When you share a group’s balances or a split bill, Mosey creates a link containing a random token. Anyone with that link can see what it points at — the item names, amounts and the display names of the people involved — without an account.

These pages carry instructions telling search engines not to index them, they are excluded in our robots.txt, their link previews deliberately contain no financial detail, and we load no analytics on them at all. But a link is a key: treat it as you would the information behind it, and revoke it in the app when you are done.

Who processes your data

These providers operate outside the country you live in, so your data may be processed elsewhere. We choose providers that offer appropriate safeguards for international transfers.

What we do not do

• We do not sell or rent your data to anyone.
• We show no advertising and use no advertising networks.
• We do not track you across other apps or websites, and Mosey requests no advertising identifier.
• We do not read your bank accounts. Mosey connects to no bank. If you share a bank notification with Mosey, the text is parsed on your device and never sent to us.

How long we keep things

Data you sync stays until you delete it or delete your account. Usage events are kept in aggregate for product analysis. Receipt images are not retained at all.

Deleting your data

In the app, Account → Delete account permanently removes your account and everything we hold for it — groups you own, their expenses and settlements, your profile and cover images, your friends, your bill splits, and your purchase records. It cannot be undone.

Deleting a group you own removes it for everyone in that group, since the data belongs to the group. Deleting your account does not refund purchases — refunds are handled by Apple.

If you only want to clear a device while keeping your account, use Reset all data instead.

Your rights

Depending on where you live, you may have the right to access, correct or export your data, to object to certain processing, or to complain to a data protection authority. Mosey gives you direct access to everything it holds about you inside the app, including CSV export. For anything else, email support@splitwithmosey.com.

Children

Mosey is not directed at children under 13, and we do not knowingly collect their data. If you believe a child has given us information, email us and we will remove it.

Changes

If we change how we handle your data in a way that matters, we will say so in the app rather than quietly editing this page. The date at the top always reflects the current version.